Can You Profit from Real Estate?

Can You Profit from Real Estate? Possible tax breaks and the potential for capital gain may tempt you to consider becoming a landlord, but be cautious: there are multiple responsibilities. Real estate investments may be less of the instant “winners” they once were. Whether the property you rent to others is a vacation cottage or…

Read More

The Gentle Practice of Reiki

The Gentle Practice of Reiki Reiki is a gentle, therapeutic modality that originated in Japan to promote stress reduction and relaxation for the natural healing of the body. Reiki is a technique centered on the placing of hands on or above certain areas of the body to release blocked energy, which creates the body’s own…

Read More

How Trusts Can Benefit You and Your Family

How Trusts Can Benefit You and Your Family Many people perceive trusts as a complex subject better left to their attorney. As a matter of fact, they often think trusts are available only to the wealthy. However, when stripped of all the “bells and whistles,” a trust can be viewed as simply a written contract…

Read More

Does an “ARM” Have a Leg to Stand On?

Does an “ARM” Have a Leg to Stand On? For home buyers, and for homeowners who are considering refinancing, trying to decide whether to seek a fixed or an adjustable rate mortgage (ARM) can be a bit puzzling. The main attraction of ARMs is that they typically start off with a lower interest rate than…

Read More

Should I Be Tempted to Invest in Bitcoin?

Should I Be Tempted to Invest in Bitcoin? If you’ve been watching bitcoin prices lately, you already know they’ve made a record-setting run. As of the end of November 2017, a single bitcoin was valued at over $11,000, which is more than 8x the price of an ounce of gold. And as of December 7…

Read More

Beyond the “For Sale” Sign

Beyond the “For Sale” Sign Selling Your Own Home Have you ever thought of putting your home on the market and selling it without a real estate broker? Selling your own home may sound simple–put up a sign, then wait for buyers to call. Putting up a sign, however, is only one of many actions…

Read More

What a Government Shutdown Means

  What the Government Shutdown Means A historical perspective for investors In the three weeks leading up to the U.S. government shutdown, many economists suggested that the markets had already priced in such a scenario, but others were not so sure. And it’s really hard to tell because the S&P 500 leapt 2.6% in the…

Read More

Cleaning Tips for Your Financial House

Cleaning Tips for Your Financial House Is your financial house in order? Take the time to spruce it up. Here is a Top Ten list to make the task orderly and worthwhile. Establish a regular maintenance program. Decide who’s number one. If you haven’t done so previously, set up a budget. Make “paying yourself first”–putting…

Read More

Where Does the Money Go?

Where Does the Money Go? Do you ever wonder where all your money goes? Many people spend their money in small increments without realizing how it all adds up. Usually, it is not that mysterious if you take the time to write it all down. As you begin to track your income and expenses, you…

Read More